Since 1st January 2015 the church tax on capital gains (for example, interest, dividends) is automatically retained and paid to the tax-collecting religious communities.
In preparation for the church tax deduction, DenizBank AG is legally committed to check the religious affiliation of all customers with the Federal Tax Office (BZSt) once a year. The BZSt informs us about the members of a
tax-raising religious community with the “Church Tax Deduction Feature (Kirchensteuerabzugsmerkmal-KISTAM). The KISTAM provides information about the religious affiliation of the customers to a tax-raising religious community
and the existing valid church tax rate.
Right of objection and Blocking Notice
If you do not want to have the church tax levied by us, please contact the tax office and contradict the transmission of your KISTAM with a blocking notice. In this case, the declaration of the blocking notice shall be submitted
to the BZSt with an official form until 30 June of this year (§ 51a paragraph. 2c, 2e Income Tax Law “Einkommensteuergesetz”).
The BZSt then informs your registered tax office about your contradiction; your tax office will ask you to submit a tax return discloser.
Blocking Notice Form
www.formulare-bfinv.de - Formularcenter - Sucheingabe „Kirchensteuer“ - Formular „Erklärung zum Sperrvermerk“
For more information, please get in contact with us. Call our Service Center
0800 4 88 66 00
or fill out
Contact Form. We will be happy to assist you!
For the first notification of the estate, you are welcome to contact us in one of the following ways:
By mail: DenizBank AG Münchener Straße 7 60329 Frankfurt/Main
By Fax to: +49 69 - 4272 603-4629
For your information: The deceased´s accounts can´t be continued under the name of the deceased person. Therefore, after receiving the initial notification, we will send you the forms required for an account change or account
closure and, if necessary, request any missing documents.
Please note that the processing of the estate takes about four weeks.
In order to simplify the processing of the estate, we ask you in the case of an estate to submit the following documents (if they are already available to you).
Joint Account
Documents to be submitted by the co-accountholder:
Original or officially certified copy of the death certificate
Account Switching Form or Account Closing Request Form
If necessary, current proof of identity (if your proof of identity has already expired)
If necessary, exemption order
Individual Accounts
Documents to be submitted by the heir(s):
Original or officially certified copy of the death certificate
Original or officially certified copy of the opened will or certificate of inheritance
Current legitimisation of all heirs
Account Switching Form or Account Closing Request Form
If necessary, exemption order
Important legal information and footnotes:
Individual accounts are blocked until the estate is settled.
Please note that the current exemption orders end with the death of the deceased.
Current Time Deposits can be rewritten to the heir(s). If you want to cancel the term deposits early, then please note our Special Terms and Conditions Classic Savings / Online Savings.
The Deniz-Sparplan cannot be continued by the heirs. See the special conditions “Deniz-Sparplan”.
Legitimization can be done via the POSTIDENT (post-identification) procedure or by submitting certified copy of ID card. The POSTIDENT-Coupon can be downloaded at
Documents or sent to us per post.
If the heir already has an account in our house, an informal order is sufficient to have the deceased’s account rewritten to the heir´s current account.
In the case of an existing and valid power of attorney, the submission of the opened will or certificate of heirship is no longer required.
We are happy to accept certifications issued by our branches or your bank.
If you do not have an account in our bank and wish a rewriting , you can open the account via our Website
here or on site in one of
our
3 branches and inform us in written form about the subsequent transfer of the estate via your newly opened account.
